Income Protection Australia
Agreed value vs Indemnity Income Protection
Agreed Value vs Indemnity Income Protection One of the most important terms in your income protection policy is Agreed Value vs Indemnity not only is it a very important part of your policy it also affects the cost of your policy. Agreed Value; based on your income at the time you apply for the policy, once the insurer assess your income it will not ask for your income again and any payout … [Read More...]
Cheap Income Protection
Cheap Income Protection Australia
Income Protection in Australia (IP) can be a complex area, most clients get professional advice before they select a policy as it can be quite confusing. If you are looking for the cheapest policy available it is especially critical that you understand some of the key terms of you policy as in many cases the cheapest policy will not have the best terms. Income Protection (also called temporary … [Read More...]
Financial Planning News
- Why Get Income ProtectionYour income needs protecting Are your house and contents insured? What about your car? If you go overseas do you take out travel insurance? Most of us recognise the importance of protecting assets we have accumulated over the years and rightly so, as we’ve worked hard to get them. But have you ever thought about protecting your ability to work? After all, it […]
- What is a Transition to Retirement PensionWHAT IS A TRANSITION TO RETIREMENT PENSION (TTR) ? This is a term that is discussed a lot amongst many pre-retirees, but what is a TTR and how does it work? A TTR was introduced by the Australian Government to allow people over the age of 55 years to access their superannuation fund while they were still working. The original intention of a TTR was to allow […]
- Financial Advice FeesAt Small Business Works Financial Services we are always very conscious of both our fees and the fees associated with the products we invest in, over the last couple of years we have seen a lot of awareness from clients about fees and the effect they can have on their investments. This cost awareness could be part of the reason in the growth of Self Managed […]
- China's Landing Non-ExistentChina's Landing Non-Existent: Premium Funds Management The following article has been reproduced by kind permission of Premium China Funds Management Pty Ltd and it is their views on the subject. We believe you may find it interesting. PRESS RELEASE – FOR IMMEDIATE RELEASE 3rd February 2011 Premium China Funds Management would like to provide comments w […]
- Starting a Pension in a Self Managed Super FundStarting a Pension in a Self Managed Super Fund One thing we are often asked as Self Managed Super advisers is can we or how do we start a pension in a Self Managed Super Fund. Starting a pension in a Self Managed Super fund is really easy (especially if you get us to look after you fund for you!) as the trustees of your it is at your discretion when you sta […]
